Services We Provide
401(k), SIMPLE IRA, Pension, and Profit Sharing Plans
Retirement planning doesn’t have to be overwhelming. We offer a full range of employer-sponsored retirement plans and personal retirement solutions to help you prepare for the future with confidence.
Whether you're a business owner seeking to attract and retain talent, or an individual wanting to maximize your retirement savings, we’ll guide you through:
Retirement planning doesn’t have to be overwhelming. We offer a full range of employer-sponsored retirement plans and personal retirement solutions to help you prepare for the future with confidence.
Whether you're a business owner seeking to attract and retain talent, or an individual wanting to maximize your retirement savings, we’ll guide you through:
- 401(k) and SIMPLE IRA setup and management
- Profit-sharing and pension plan options
- Ongoing plan monitoring and education
- Compliance and fiduciary guidance
Traditional IRAs, Roth IRAs, IRA Rollovers, 403(b) Plans, and 529 Plans
Your retirement strategy should be as unique as your life. We help you choose and manage the right accounts to maximize tax advantages and long-term growth.
Your retirement strategy should be as unique as your life. We help you choose and manage the right accounts to maximize tax advantages and long-term growth.
- IRA & Roth IRA setup and management
- Rollover assistance from 401(k) or 403(b) plans
- Education planning with 529 College Savings Plans
- Coordination with your broader retirement goals
Fixed, Variable, and Equity-Indexed Annuities
Looking for predictable retirement income? Annuities can help ensure you don’t outlive your savings. We help you understand and compare:
We’ll explain the pros and cons of each option so you can make an informed choice.
Looking for predictable retirement income? Annuities can help ensure you don’t outlive your savings. We help you understand and compare:
- Fixed Annuities: Steady, guaranteed income
- Variable Annuities: Growth potential with market exposure
- Equity-Indexed Annuities: A balance between protection and upside
We’ll explain the pros and cons of each option so you can make an informed choice.
Our hands-on investment management approach is tailored to your goals, risk tolerance, and time horizon. As fiduciary financial advisors in Bemidji, we focus on diversified, tax-efficient portfolios designed to grow with you.
We monitor and adjust your portfolio proactively based on market conditions and your evolving needs — all with complete transparency.
Want more control over where your money goes? We offer access to a wide range of investment vehicles, including:
Our advisors will help you build a portfolio that’s aligned with your goals and managed with care.
- Individual stocks and bonds
- Mutual funds tailored to your objectives
- REITs (Real Estate Investment Trusts) for income and diversification
Our advisors will help you build a portfolio that’s aligned with your goals and managed with care.
Life, Disability, and Long-Term Care Insurance
Protecting your family and your future is just as important as building wealth. We offer guidance on a full range of insurance options, including:
We’ll assess your risks and recommend coverage that fits your life and budget.
Protecting your family and your future is just as important as building wealth. We offer guidance on a full range of insurance options, including:
- Life Insurance (Fixed & Variable): Support your loved ones and plan for the unexpected
- Disability Insurance: Safeguard your income if illness or injury prevents you from working
- Long-Term Care Insurance: Prepare for the costs of aging with dignity and financial stability
We’ll assess your risks and recommend coverage that fits your life and budget.
Blue Cross / Blue Shield Plans
Choosing health coverage shouldn’t be confusing. We help individuals and small business owners in Bemidji navigate their Blue Cross / Blue Shield options to ensure they have reliable protection and peace of mind.
Choosing health coverage shouldn’t be confusing. We help individuals and small business owners in Bemidji navigate their Blue Cross / Blue Shield options to ensure they have reliable protection and peace of mind.
Retirement, Estate, and Legacy Planning
Your finances aren’t one-size-fits-all. Our comprehensive planning services bring all the pieces together to help you create a cohesive strategy for the life you want — now and in the future.
We’ll meet you where you are and guide you toward where you want to go.
Your finances aren’t one-size-fits-all. Our comprehensive planning services bring all the pieces together to help you create a cohesive strategy for the life you want — now and in the future.
- Our formal planning services include:
- Retirement income projections and strategies
- Estate and legacy planning
- Tax-efficient investing
- Coordinating your financial, legal, and insurance plans
We’ll meet you where you are and guide you toward where you want to go.
